Combined Professional Indemnity and Public & Products Liability Insurance

Special offer: 15 months for 12*
GET A QUOTE

Get 15 months cover for the price of 12 when you take out a new Combined Professional Indemnity and Public & Products Liability policy through Aon. *

Why do Bowen therapists need insurance?
As the preferred insurance broker for the Bowen Therapists Federation of Australia, Aon can help protect you and your business with insurance that understands the needs of your industry. While you’re busy treating and healing your clients, one claim such as a client alleging your treatment caused them more pain could cause a sudden onset of financial difficulty for your own business. That’s why it’s important for Bowen therapists to consider insurance for their practice that can assist your business when dealing with claims.

Aon can help you
As the approved insurance broker for the members of Bowen Therapists Federation of Australia, Aon have listened to the needs of Bowen Therapists and negotiated with insurers to develop a cover that is in tune with your needs.  Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage. You can get a quote and take out a policy online, or if you do need help, our team of friendly experienced brokers are just a phone call away.  They can help you understand what insurances you may or may not need, but more importantly, why; helping to give you confidence that you’re making a better decision for you and your business.

Professional indemnity insurance
Professional indemnity insurance helps provide cover in the event a third party alleges that your negligent professional services or professional advice, has caused a bodily injury or financial loss. For example, a client may allege your treatment led to their condition worsening. Professional Indemnity insurance is intended to cover the cost of legal representation, as well as compensation you’re required to pay as result of the claim.1

The professional indemnity insurance that Aon arranges is a combined cover, so it also includes Public and Products Liability cover, as well as 2 hours of complimentary legal advice1.  If you are a new Aon client you can also get 15 months cover for the price of 12 months.2

Other insurance to consider
Aon also arranges a range of other insurance, including business insurance, cyber insurance, personal accident and Management Liability.

Why Aon?
As the approved insurance broker for Bowen Therapists Federation of Australia, Aon offers cover that is in tune with the needs of Bowen therapists.

Specialist support
At Aon we recognise that not everyone wants to use an online platform, so we’ve got a team of specialists ready to assist you.

Easy to manage
Get a quote and arrange your policy online, or if you need help, our team of friendly Brokers are only a phone call away.

Cover benefits – Combined Professional Indemnity and Pubic & Products Liability Policy

  • 2 hours complimentary legal advice
    You could save hundreds of dollars on outside legal costs with up to 2 hours of complimentary legal advice in relation to possible claims or circumstances from an expert legal panel appointed by the insurer. Any legal advice relating to your policy is not included. 1
  • Flexible Professional Indemnity cover limits
    Choose a level of Professional Indemnity that suits you:
    $1 million, $2 million, $5 million, $10 million or $20 million. 1
  • No excess
    Nil excess for certain claims against the Professional Indemnity or Product Liability section, refer to your policy Schedule. 1
  • Public and Products Liability cover
    $20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims. 1
  • Unlimited retroactive date
    You may be covered for claims relating to circumstances that occurred before you purchased cover, however, claims or circumstance known prior to policy inception will be excluded. 1

Complementary Run-off cover
You can still be subject to claims for professional wrong-doing even after you retire, sell or leave your profession. Run-off cover can extend your insurance policy for up to 7 years and respond to claims arising from insured incidents that occurred prior to you ceasing practice. 1, 3

Get a quote
Aon helps you find a policy customised for the common risks of your industry, so you’re more confident that you’ve found the right type of insurance for your business. If you would like to find out more or get a quote, visit  Aon’s Website or contact their experienced specialists on 1800 805 191 or email au.bowentherapy@aon.com

Disclaimer
1 Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.

*Offer available to new customers who purchase the Aon Health Combined Professional Indemnity, Public & Products Liability Policy online and who do not currently have a Professional Indemnity or Public Liability policy through Aon. Offer available until 30 June 2023. Aon reserves the right to cancel this offer at any time.
3 Subject to eligibility criteria and must be stated in the Schedule.
© 2022 Aon Risk Services Australia Limited ABN 17 000 434 720 | AFSL 241141 (Aon)
The Aon Health Combined Professional Indemnity, Public & Products Liability Policy is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. When acting under a binder we will be acting as agent of the insurer and not as your agent. Our binder arrangements with the insurer are such that we remain your agent in the handling of any claim. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG or provided upon request.
The information contained in this document is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. Before deciding whether a particular product is right for you, please consider the relevant Product Disclosure Statement (if applicable) and full policy terms and conditions available from Aon on request. All representations in this document in relation to the insurance products we arrange are subject to the full terms and conditions of the relevant policy. Please contact us if you have any queries.

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